Top 13 Credit Cards of 2025 in the U.S.
Credit cards are now a need for the common people in the world. Credit cards help individuals and families to purchase goods and services by giving them limited money and now we have bring you the top credit cards that provide a welcome bonus and a minimum level of annual fee. These are different types of credit cards used for we have listed the cards in different countries.
Here is the list of the Top 13 Credit Cards of 2025 in the U.S.
- These are the best travel reward credit cards in 2025. These credit cards are giving many kinds of rewards to customers for shopping and travel.
Chase Sapphire Preferred® Card
Welcome Bonus
60,000 bonus points
Annual Fee
$95
Regular APR
20.49% – 27.49% variable
Credit Score
Excellent, Good (700 – 749)
Capital One Venture X Rewards Credit Card
Welcome Bonus
Earn 75,000 bonus miles
Annual Fee
$395
Regular APR
19.99% – 29.24% (Variable)
Credit Score
Excellent (750 – 850)
- These cards are useful for normal household expenditure. Giving cashback on groceries, gas stations, and restaurants. These are the best Credit Cards with Category Bonuses in 2025.
Discover it® Cash Back
Welcome Bonus
Cashback Match™
Annual Fee
$0
Regular APR
18.24% – 27.24% Variable APR
Credit Score
Excellent/Good
American Express® Gold Card
Welcome Bonus
Earn 60,000 points
Annual Fee
$325
Regular APR
See Pay Over Time APR
Credit Score
Excellent/Good (700 – 749)
Prime Visa
Welcome Bonus
Get a $100 Amazon Gift Card
Annual Fee
$0
Regular APR
19.49% – 28.24% Variable
Credit Score
Good, Excellent (700 – 749)
- The Best credit cards with no annual fees in 2025 are Balance transfer credit cards. These cards offer long periods for the balance transfer. From account opening the card holders get a 0% APR for 21 months.
Wells Fargo Reflect® Card
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
17.24%, 23.74%, or 28.99% Variable APR
Credit Score
Excellent, Good (700 – 749)
U.S. Bank Visa® Platinum Card *
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
17.74% – 28.74% (Variable)
Credit Score
Good/Excellent (700 – 749)
- Travelers who look for luxury hotels whenever they travel can get the benefit from the hotel Credit Cards they offer many types of discounts and also offer nights at luxury hotels.
IHG One Rewards Premier Credit Card
Welcome Bonus
Earn 170,000 Bonus Points
Annual Fee
$99
Regular APR
19.99% – 28.49% Variable
Credit Score
Good, Excellent (700 – 749)
The World of Hyatt Credit Card
Welcome Bonus
Up to 65,000 Bonus Points
Annual Fee
$95
Regular APR
19.99% – 28.49% Variable
Credit Score
Excellent, Good (700 – 749)
- These are the best airline credit Cards that offer cardholders an elite status such as their bags being free first checked and also give purchase protection and travel insurance.
Aeroplan® Credit Card
Welcome Bonus
Earn up to 70,000 points
Annual Fee
$95
Regular APR
20.49% – 28.99% Variable
Credit Score
Good, Excellent (700 – 749)
These cards are mostly useful for students and long-term use as it doesn’t charge any annual fees and also give cashback on purchases of groceries and needed items. Which makes it the Best Student Credit Card.
Discover it® Student Cash Back
Welcome Bonus
Cashback Match™
Annual Fee
$0
Regular APR
17.24% – 26.24% Variable APR
Credit Score
Fair/New to Credit
- Customers who have a bad or no credit card can also use these Credit cards. The cards also offer rewards on flights, gas, and dining. Where credit cards are scarce for fair credit this card is available to those. Which makes it the best Customer Credit Card in 2025.
Credit One Bank® Wander® American Express® Card
Welcome Bonus
N/A
Annual Fee
$95
Regular APR
29.24%* Variable
Credit Score
Fair/Good (650 – 699)
Prosper® Card
Welcome Bonus
N/A
Annual Fee
$59
Regular APR
23.24%-34.74% Variable
Credit Score
Bad/Poor
The annual fee will be waived for the first year if you sign up for auto-pay before your first statement.
Conclusion:
These are the list of Credit Cards that you can use in 2025 and get the benefits from them with unlimited offers and rewards. Hope this will help you to find which card is better for you and where you can get the benefit from using these credit cards.
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